FROM NORMAL STRESS TO OVERWHELMED Even the most organized among us have been there. You walk into a room, get distracted by something, and forget why you were there in the first place. You put something aside in a ‘special…
Medicare has lost billions of dollars due to fraud at all levels. Medicaid expenditures total $415 billion annually, and Medicare pays out $600 billion a year. According to The Economist, about $98 billion of it represents fraudulent payments. Want to…
Officially, I was dead last month. I was blissfully unaware and found out by accident. I volunteer as a Representative Payee for a man in Wilmington who is mentally disabled and cannot manage his Social Security income on his own. …
So you’re getting a tax refund. Maybe you are already thinking about all the ways you can spend it. The problem is, many people spend it several times before it even gets in their hands, and then where are they? …
The 3 P's of Financial Fitness February is Heart Month. My husband and I joined a local gym. I’ve decided that it wasn’t procrastination on a New Year’s resolution, it was a month of planning and committing, and it seems…
Crossing the Senior Digital Divide Imagine what your life would be like if you couldn’t use Google Maps to find your next appointment, instantly check the weather and be warned of impending storms, find a phone number, or locate a…
If you are not prone to planning ahead, this could be your wake-up call. James, age 38, went around a corner on his motor cycle, was struck by another vehicle, and landed in the hospital with brain trauma. Sarah, age…
I thought October would be a good time to talk about financial planning. As a daily money manager, this is one of the topics I review with my clients. I have found that there is a lot of confusion out there…
So what’s your number? Are you a 580? 840? Somewhere in between? I’m talking about your FICO credit score, the most commonly referenced credit rating by those who loan money or have a need to check on how well you…
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